It is usually a good idea to keep any type of savings that you plan to work on as far from the regular checking account as possible. This allows you to have access to it when needed, but makes it harder to overspend during the month. If you keep your savings in the same account as your regular bill money, then you will spend it too quickly and will not have some of the   finances that you need later on.

With that in mind, you may wonder where you should keep that emergency fund when you need it. There are a few options here, but you need to find it in a place that you will be able to get it quickly when there is an emergency that pops up, but not so easily that if you want to do an impulse buy, you will waste the money away. You may need to get creative to figure out what is going to work the best for you here.

One option is to have a separate savings account. You can set this up to take out money automatically for you each month, making your savings easier to do rather than having to think about it. You will have to take that extra step to get the money from the savings back into the checking account if there is an emergency, but it is still accessible if you do decide that you need it at some point.

Another option to choose is to have a money market account. Most of these are going to come with checks and a debit card so that you can get the money when it is necessary, but they offer a higher interest rate and will help you out with some of your savings goals if you are not using the money at the time. You should explore some of your options and see what will work the best for you.

It is time to come look at some of the amazing apartments that we have available to see what you can enjoy with us. Our   2 bedroom apartments in Emeryville are calling your name and we are confident that you will fall in love with some of our units and want to make them your own as soon as possible. With lots of space, plenty of amenities, and so much more, there is nothing that you won’t love with these apartments. Contact a member of our team today to learn more and to get started.